Attention homeowners in Omaha and Douglas County: Need an appraisal?

Here are the top 7 reasons NE homeowners need Schwarz Appraisal Co.:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Douglas county's assessment of your propertyvalue
  3. Remove PMI to lower your mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a NE divorce, when property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Douglas county or NE

Need help determining the value of your house in or near Omaha, NE?
Contact Schwarz Appraisal Co..

We at Schwarz Appraisal Co. understand the individual needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Schwarz Appraisal Co. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Schwarz Appraisal Co. is seasoned in helping clients just like you remove undesirable PMI insurance.

Challenging Douglas county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's declining. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Schwarz Appraisal Co. is your number one weapon.

HELOC recently frozen?

If your house is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. Schwarz Appraisal Co. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for precision? We can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.